Looking for Life, Disability, or Health Insurance in Texas?
Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost-effective ways to protect the people who depend on you financially.
What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle?
Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?
If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.
If all three, well, hopefully, you already have life insurance. Here are a few other reasons to have life insurance though:
- Charitable donations
- Pay federal death and estate taxes
- Create an inheritance for your heirs
- Pay final expenses
But life insurance isn’t the only type of insurance you should consider. Disability insurance and health insurance are equally important parts of your financial safety net.
At BIG-Brock Insurance Group, we make the process of buying life, disability, and health insurance extremely simple.
We have access to a wide range of insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible policies at the best prices.
When purchasing insurance, there are a few things to consider. Do you want Term Life Insurance or Whole Life? What about disability coverage? And what level of health insurance is right for you?
If you don’t understand the differences, that’s okay. That’s what we’re here for.
Insurance coverage is based on a variety of factors including your age, health, occupation, and lifestyle.
How much insurance do you need?
A mistake that we often see people make is basing their insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their insurance proceeds.
One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect yourself and your loved ones.
The amount of coverage you need depends on a number of different variables. Here are a few examples:
- Your future earnings potential
- Whether or not you’re married
- Spouse’s future earnings potential
- The amount of debt you have
- Your health and lifestyle
To get started on your Life, Disability, or Health Insurance quote, call or click here to get started online. Either way, we’ll make the process simple!