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Brock Insurance Group, LLC

820 S. Friendswood Dr.Suite 103,
Friendswood, TX 77546

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What Are the Requirements for Classic Car Insurance?

If you live in Friendswood, TX, and own a classic car, you are among the primary targets for Brock Insurance Group LLC. With such kind of a car, keeping safe is something you dream about every minute you cruise on it. Your elegant car deserves decent coverage, and classic car insurance is your best option. The policy is crucial as it protects you from several hazards and unforeseen occurrences that mean harm to your vehicle. You do not have to spend heavily from your savings or pocket to cater for issues that your classic car insurance can gladly handle. Here is all you need to grasp about the most appropriate coverage for your wagon. 

The Fundamentals of Classic Insurance Coverage

Finding the right insurance cover for your expensive car is a sensitive matter and needs you to understand the fundamentals. A typical insurance policy covers your classic car but to a particular limit. The option is not the type that compensates for the total value of your wagon when a situation arises. On the other hand, your classic insurance coverage goes beyond limits to keep your trendy vehicle safe all the way. Do not worry about restoration charges after the damage has occurred. 

Primary Uses of a Classic Car

Insurance agencies consider a classic car as an expensive asset, with ultimately high value that rarely reduces. Most owners use such vehicles for luxury and pleasure. Regardless of the manufacturer year, a classic car keeps gaining worth, making it risky to use it without proper coverage. 

What Your Classic Car Insurance Coverage Demands

You cannot use your classic car as a regular vehicle after buying the insurance. The policy allows you to use it during occasions such as motor exhibitions and shows. You must have another car for other uses, with ownership proof. You cannot exceed 7500 miles annually. Additionally, your garage should be secure, with ultimate security measures in place.

For ultimate services in classic car insurance, contact Brock Insurance Group LLC today to get decent deals.

Should I always get flood insurance in Friendswood?

When you are in the Friendswood, TX area, owning a home can be a great housing option. Those who are going to own a property in this area of the state should ensure that they continue to maintain proper insurance coverage. One important form of insurance to get here is flood insurance, which ensures that you will be protected if a flood damages your home. There are several reasons that property owners here should get flood coverage.

Receive Protection for Flood Risk

The key reason people in this area of Texas will often get flood insurance is that it will protect against the risk of flood. If you are going to buy a home located near a lake, river, or other waterways, there is always a chance that a bad flood could damage it. Many standard home insurance plans will not provide adequate coverage to offset this risk. If this is the case for you, getting flood insurance is a good way to ensure you are covered. 

Lender Requirement

You will also want to get a flood insurance plan as it could be a lender requirement. Many mortgage lenders require borrowers in certain areas to get and maintain flood insurance. If your home is located in a designated flood zone, this will undoubtedly be a requirement. You will likely have an escrow account set up as well. 

Having flood insurance in the Friendswood, TX area will continue to be a necessity for some. If you need to purchase this coverage or are interested in learning more about it, speaking with the Brock Insurance Group LLC team can be a good option. Brock Insurance Group LLC will offer the support needed to understand your insurance options and pick a new plan fully. 

Why life insurance is so important to growing families

Starting a family is an exciting time of life, and the team here at Brock Insurance Group LLC is prepared to help families in the Friendswood, TX community with all of their insurance needs. Life insurance is a key part of protecting your family’s future, and although it may feel like an overwhelming task, it is not one that you have to take care of alone. Working with professional agents allows you to make an informed decision after reviewing the possible options. We work to make the process as seamless as possible for you!

Why growing families should have life insurance

Life insurance protects the death of a spouse and provides the surviving family members with a certain amount of financial security. The death of a parent, especially one with young children, can be devastating. With a life insurance policy in place, some of the stress can be relieved. With an adequate life insurance policy in place, families can feel a little bit more comfortable. For instance, a family with an adequate death benefit may stay in the family home, or a surviving spouse can continue to be a stay-at-home parent. 

Knowing that we cannot control the future can be overwhelming, but having a policy that can provide some security is a good thing. Find out more about policy options today.

Talk to one of our agents about life insurance today

The team at Brock Insurance Group LLC is here to help. We are happy to provide any necessary information that families in the Friendswood, TX area may need. Choosing a life insurance policy for your family is an important decision! To learn more, call or stop by today.

Auto Insurance Protects You for the Road Ahead

Whether you drive a little or a lot, you need good auto insurance you can rely on. If you’re in the New Braunfels or Friendswood, TX area, Brock Insurance Group LLC can help you with your vehicle coverage needs. You don’t have to settle for the same policy you’ve had for years or be unsure about what you might need when it comes to the right level of protection. Our dedicated agents can work with you to provide plenty of information about the options you have. Then you can make an informed choice you’ll feel good about.

Your vehicle is undoubtedly important to you, and you don’t want to leave it unprotected. If you haven’t had your policy looked at or updated in a while, now could be the perfect time to take a closer look. When you work with trusted professionals, you worry less and have a higher level of peace of mind. Then you can get back to enjoying your vehicle and all the great places it can take you. Travel can be a lot of fun, and even commuting can be enjoyable when you know you’re properly protected, and your vehicle has the right coverage for your needs.

Reach out to us today if you’re in the New Braunfels or Friendswood, TX area. Brock Insurance Group LLC is committed to ensuring you have the quality auto insurance you need and deserve. Depending on the type of vehicle you have and how much you drive, you may have several coverage options that could work well for you. We can talk about all of those choices, so you can decide on the best for you and have all the information you need to make that decision. We’re here to help protect your vehicle for the long term.

Commercial Insurance Options To Consider

Do you run your own business? If so, you know just how much work it has taken to get it off the ground and to elevate it to where it currently is. You probably have big plans for your business. But what if something happened that suddenly derailed your company? Could you come back from it? With commercial insurance, you won’t have to do this on your own. In fact, you’ll protect yourself, your business, and your employees, all with a variety of commercial insurance options. But which ones are right for you? Brock Insurance Group, LLC is here to help you determine that. So, if you run a business in Friendswood, TX, now is the time to give us a call.

Payroll Insurance

What if there is a flood in your business? You might have flood insurance, but that doesn’t do much for your employees. You can try to pay them out of pocket, but that will cost you a good deal. With payroll insurance, you’ll help make sure your employees are paid. With varying options available, this is one option you should consider. 

Stock Insurance

Do you have a large stock of materials you have waiting for production? Maybe you have already fabricated material for sale. This is all material you’ll make money off of. So what happens if it is damaged, stolen, or something else happens to it? With the right kind of insurance, you’ll have this covered. 

Begin Protecting Your Business Today

Commercial insurance needs to fit your company like a glove. It also needs to evolve as your business grows as well. So, if you live and run a business around Friendswood, TX, and have questions about commercial insurance, or you want to learn more about the protection options, Brock Insurance Group, LLC is here for you. 

When You Need to Reevaluate Your Home Insurance Coverage

When you purchase a home in Friendswood, TX, you need to cover it with homeowner’s insurance. Home insurance is not set in its proposition, though.

Periodically, you need to reevaluate your home’s coverage with Brock Insurance Group LLC. This occurs during several situations.

If you renovate or remodel your home or build an addition, you need to reevaluate your home coverage. You will need additional insurance from the moment you want to begin renovating to cover your home while the construction work takes place. Once construction is complete, you need to have your agent update your policy to provide coverage for the larger home or the home redesign.

Let’s start with the construction insurance. This provides temporary coverage while workers build your addition or while renovating or remodeling your home.

Once the construction work completes, you need to have your insurance agent reevaluate your home policy. This ensures that your policy includes enough property damage coverage to replace your home if a named peril destroyed it.

You will also need to increase your liability insurance if you put in a swimming pool, Jacuzzi, or another type of aquatic entertainment area. The same is true for installing a deck around a pool.

If you built an addition to your home, you need to significantly increase your policy coverage to cover the added square footage.

Porches, decks, patios, sunrooms, greenhouses, and workshops also create a need for increased coverage. Adding a mother-in-law apartment also numbers among the reasons to reevaluate your home policy since it increases your property damage coverage needs as well as the liability.

Contact Brock Insurance Group LLC, serving Friendswood, TX, for more information on updating your home owner’s insurance policy. We can examine your updated home and provide an accurate coverage estimate.

Do I Need to Insure My Classic Car if it’s in Storage?

Classic cars are the things memories are made of. Protecting your classic car is important, even if you have it in storage. The agents at Brock Insurance Group LLC are ready to help New Braunfels and Friendswood, TX residents find the right classic car insurance policy to meet their individual needs. They understand the nuances of a classic car policy and what makes it different from a regular auto insurance policy.

Estimated Value

The value of a classic car is determined a little differently than that of other cars. The car’s value is often determined by what it’s replacement value would be. If the car is one of a kind, the value may be considerably higher than what the car was originally purchased for. Another factor may be the amount of money invested in restoring the vehicle.

Type of Storage

In some cases, how you store your vehicle may affect your classic car policy. Storing it in an enclosed garage is the preferred method. Those without access to a garage, covering it with a car cover and putting it under a carport is another beneficial way.

Take Precautions

When storing your classic car, it’s a good idea to cover it with a cloth car cover. This will prevent damage to the paint if something falls on it. If you are storing it in an enclosed garage, keeping the door locked is the best way to keep your vehicle secure.

In Friendswood, TX, Brock Insurance Group LLC agents can assist classic car owners in finding the right type of policy for their needs. The circumstances with each car are unique. It’s important that you find a policy that will protect your investment once you put your classic car in storage.

Does Your House Need Flood Insurance?

Getting flood insurance can be very important to consider. It’s not included as part of standard homeowners insurance, but some people aren’t aware of that. If you have a mortgage on your house and live in a flood zone, this kind of insurance will generally be required. At Brock Insurance Group, LLC, we can help our customers in the Friendswood, TX area get the kind of flood coverage they’re looking for. Keep in mind that it can flood anywhere it can rain, and being out of a flood zone or not having this insurance required by a mortgage company doesn’t mean it’s not a good idea to have it anyway.

Having insurance for flooding can give you peace of mind and help protect your home if something goes wrong. Even if a flood is unlikely in your location, the results of it can be devastating. Having good flood insurance can help you rebuild after damage and help ensure that you can replace your belongings, so you don’t have to go without flood damage. By working with an agent who can give you quality policy information, you’ll be able to get the knowledge you need to make an informed decision about your flood coverage needs.

If you’re in or around the Friendswood, TX area, reach out to us at Brock Insurance Group, LLC today and let us give you the information you need to choose a flood insurance policy you can rely on. Then you can feel good about the coverage you have and reduce your worries when it comes to protecting your assets. Your house will need flood coverage if it’s mortgaged and in a flood zone, but it’s never a bad idea for any house to have coverage that addresses flooding concerns.

Three advantages of choosing term life insurance

One of the most important decisions you make when you purchase life insurance is whether to buy term or whole life insurance. At Brock Insurance Group, LLC, we offer various life insurance options to those in Friendswood, TX. 

The following are three key advantages to choosing term life insurance to meet your life insurance policy needs.

Term life insurance costs less than whole life insurance.

Generally speaking, term life insurance offers the lowest premiums in terms of life insurance. You’ll pay significantly less in your monthly premiums than you would pay if you purchased a whole life insurance policy.

Term life insurance premiums are lower because term life insurance doesn’t accumulate cash value over time. If long term savings are not so important to you and providing financial support to your survivors is your major life insurance concern, term life insurance is probably the way to go. 

You can choose from various term lengths depending on your needs.

Term life insurance policies offer a lot of flexibility. In particular, they allow you the flexibility of being able to choose a term length depending on your particular needs.

You can choose between a term length of 5, 10, 15, or more years, depending on your preferences and needs. 

Term life insurance is ideal for young families. 

Term life insurance meets the needs of younger families, especially. If you’re a young head of a household, you’ll want to know that your income will be replaced to support your family if you pass away.

At the same time, you’re still making money and have a long career ahead of you. This means that accumulating long term savings is not as big an issue. This is what makes term life insurance ideal for young families. 

Get started with finding the right term life insurance policy by giving us a call at Brock Insurance Group, LLC. We offer life insurance to consumers in Friendswood, TX. 

Why should I get an auto insurance policy in Texas?

The Friendswood, TX area can be a great place to live and visit. To ensure that you can enjoy all that this city has to offer, it is vital that you own a car as it will keep you efficient and allow you to get around town. If you do own a car, you also need to make sure that you get insurance. There are several reasons why you should get an auto insurance policy here. 

Required by Law

One reason why you should get auto insurance in this area of Texas is that it is required by law. Anyone that wants to drive on a public road here will need to comply with state laws, which require that you carry liability coverage at all times. If you do not, you could violate the law and face penalization. 

Protects Your Investment

It would help if you also got an auto insurance policy in Texas because it can protect your investment. Buying a car comes with a big purchase and some maintenance. The last thing you would want would be to lose this investment through an accident or theft. With a full insurance policy that has collision and comprehensive coverage, you can be fully protected. 

It is crucial that those in the Friendswood, TX area get an appropriate auto insurance policy. If you are looking for a new insurance policy in this area, you should reach out to the team at Brock Insurance Group LLC. The insurance team at Brock Insurance Group LLC can give you the guidance and support that you need to pick a new policy. This will help ensure that you get a policy that offers you the right type and level of coverage.