Texas Auto Insurance Options and Coverage
Liability insurance is required of car owners in Texas, and the Brock Insurance Group, LLC of Texas is here to help you get the coverage you need. There are bare minimums, but everyone is different and has different needs. Most people want to protect their investment in a car, while others want more than just bare minimum liability coverage. We can help you sort through the maze and find the best coverage for your situation.
Beyond liability, there is collision and comprehensive coverage. Collision covers you when you are at fault in an accident and cause damage to someone else's vehicle. Comprehensive is an "everything else" type of coverage that covers your vehicle when it is damaged in an accident that does not involve other drivers. If you drive your car into someone's fence, it will cover the damage to your vehicle and the fence. Comprehensive also covers you when your vehicle is damaged by something like a falling tree.
When you get insurance coverage in Texas, you may make some decisions regarding the amount of coverage you want, and the amount of deductible you want. Higher limits will raise your rates, and lower deductibles also make your rates go higher. It is essential to consider what limits you are likely to need, which varies by your situation.
If you have an older car that does not have much value, you might want only to have liability coverage. Realize that if repairs are more than the value of your vehicle, it will be ruled a total loss, and you will only get the amount your car is worth.
These are just some of the things we will discuss with you when you visit our agents at Brock Insurance Group, LLC in Texas. Stop in and see us today and get the protection you need for your vehicle. We will create a policy that will fit your needs and your unique situation.
Why Work With Us?
- Locally owned and operated
- Works with multiple carriers
- Combines policies for best rates
- Customer friendly services
- Print out your auto ID cards from home, anytime!