Renters Insurance in Texas
As an independent insurance agency, Brock Insurance Group, LLC in Texas is dedicated to serving you. If you live in a rented house or apartment, renters insurance can protect your personal property in the event of theft or damage. While the property owner's insurance will pay for repairs, it won't cover your personal property. In Texas, some owners require their tenants to have renters insurance.
What Are My Renters Insurance Options?
There are generally three types of coverage for renters insurance: personal property coverage, loss of use coverage, and personal liability coverage. Specific policies vary, and that's what our agents are here to walk you through. When you have a policy, it is also vital for you to understand precisely what it covers.
Personal property coverage pays to replace or repair your belongings if they've been damaged or destroyed at the property in question. Loss of use coverage pays additional living expenses if you have to relocate while your rented home or apartment is being repaired. This covers things like rent, food, and other costs you wouldn't usually have if you were still in your home. Personal liability coverage protects you legally if someone is hurt in the event of an accident in your home. It can also cover legal fees from such an accident.
While these are the three primary coverages involved in renters insurance, other things can be added to a plan, such as flood or earthquake coverage, if necessary. At Brock Insurance Group, LLC, we are dedicated to helping you find the plan with precisely what you need. As we say, "All of our insurance policies come with an agent," and we are here to help you both find the right Texas renters insurance policy as well as understand exactly what that policy covers for you.
Call our Texas office today so we can answer your questions about renters insurance.
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